Show Lloyd's you are on top of every syndicate.
Your framework runs inside the business, in CoVi Analytics. Risk teams work from the plan and capital the business already uses, across every syndicate.
See it running on Halden, our fictitious Lloyd's managing agent.
- Risks
- Controls
- Processes
- Syndicate 9146Plan £500mOutside appetite2 key controls failingCoverholdersUpdated today
- Syndicate 9147Plan £250mWithin appetite
Not just a risk system. A RiskOps system.
- Today
- A quarterly risk return
- A separate risk pack
- Reports built by hand
- With CoVi Analytics
- Risk inside the work
- Risk inside the plan and capital
- Reports that keep up
Lloyd's is looking closer in 2026.
Rates at Lloyd's fell 6.7% in the first half of 2026. Our reading: risk has to be in the underwriting decision, not in a pack read after it.
- 2026 · UnderwritingLloyd's will stay "laser focused" on underwriting discipline in a softening market, including its oversight of delegated business.Source: Lloyd's Market Oversight Plan 2026, p3 (opens in a new tab)
- 2026 · PortfoliosLloyd's will challenge syndicates on how they manage their portfolios, and "take action" if it does not see them doing it well.Source: Lloyd's Market Oversight Plan 2026, p5 (opens in a new tab)
We embed within the business.
A new approach to embedding risk frameworks within business operations. Your framework runs in the processes the business follows and the reports it reads.
Learn more about Halden's framework
Framework map
Risk appetite
Process map
Board view
Plan by product
Capital and reserving
What you get
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When the business finishes the work, the risk update is already done.
Controls, incidents and actions sit inside the processes underwriting, claims and delegated authority run.
- Today
- A risk return each quarter
- With CoVi Analytics
- Updated as the work is done
Same dayrisk teams see each update, not at quarter end
Risk team view- UnderwritingControl checkedToday
- ClaimsIncident loggedToday
- Delegated authorityAction closedToday
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Risk sits inside the plan, the capital and the returns to Lloyd's.
Upload the SBF and LCR that finance already produces. Each risk shows its share of the capital, as Halden's ORSA does.
- Today
- A separate pack after the plan
- With CoVi Analytics
- Risk inside the plan and capital
One set of numbersthe plan and capital numbers finance already files with Lloyd's
From finance SBF LCRHalden risk reportuSCR £330mShare of the SCR, after diversification
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Reports that keep up, with insight the business can use.
Risk teams spend their time on what the numbers mean, not on assembling them.
- Today
- A quarter building the pack
- With CoVi Analytics
- Reports that keep up
No pack to buildboard reports update as the business works
Halden board pack- How the business is doingToday
- Capital under stressToday
- What needs attentionToday
Flagged today3 of 20 indicators outside appetite7 approaching
Be the partner the business calls first, not the blocker it works around.
With risk inside the work and the plan, risk teams bring insight to each decision before it is made.
Waleed Sarwar, founderBuilt by a former Bank of England Solvency II policy author who has been interim Head of Risk at Liberty Mutual, Markel and Bupa.
In use today at a UK principal firm50+appointed representatives, each running on the firm's own framework in CoVi Analytics.
See it working on a Lloyd's managing agent.
Tell us how many syndicates you run, and leave knowing where to start.
We'll walk you through how it all comes together with Halden.